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How can an offer comparison keep uncertainty visible?

Mixing them in a single precise total can make an incomplete comparison look settled.
Ask for the missing information and retain assumptions with any calculator result. The next step may be clarification rather than selecting the apparently smaller number.
Details
- Separate quoted conditions from assumptions
- Locate the agreement version and date
- Ask how a change affects the remaining schedule
Before you compare offers
Read the borrowing-cost checklist
Keep a written offer open while you locate the amount received, charges and total amount repayable.